An accident can leave you with acute injuries, big medical bills and a car that might take several days to fix. What happens in case you can’t sue the company itself?
Though your first inclination is to sue the company with its own name and logo plastered on the truck, that company may not really own the truck. Oftentimes, a fleet of trucks could be owned or operated by an independent firm which might be the deliverer of goods on behalf of another entity it’s contracted to work with. In other cases, a driver may be a self-employed truck driver that owns and operates their own truck. Before you can sue, you need to know which thing is ultimately accountable for the collision.
Another layer to the equation has to do with what sort of insurance coverage was in effect at the time of the collision. Businesses may elect to pay for their vehicles under one business car insurance policy. However, some businesses won’t provide that sort of coverage for their drivers. Therefore, you might need to go after the individual motorist’s insurance company.
Who’s the Deep Pockets?
In any sort of a lawsuit, you might have the ability to go sue a party if they’re deemed to be the deep pockets in the situation. By way of instance, if a truck driver was delivering produce to a big supermarket, a judge may enable you to go then grocery store if they have more income than the truck driver.
Your ability to go after other parties is dependent upon the specific facts in your case and if a court believes that the deep pocket ought to have exercised care. By way of instance, if the grocer contracted by a driver that had a bad driving record, it might be argued that the company should have known that an accident was possible.
Your very best bet is to hire a attorney who knows the law and your rights during an crash case. In addition to the statute of limitations, there might be corporate laws which you must worry about. If a self-employed business driver hit your car, it’s possible that you’ll be restricted to going after corporate assets if this driver employs a corporate business structure. But you would be eligible to go after all of their business and personal assets if the driver was a sole proprietor.
Whenever you’re struck by a commercial vehicle, you want to ascertain who owns the vehicle in question and which insurance company is needed to cover any claim that’s made. Your lawyer will be able to help you sort out the details in your case, to be certain that you’re properly compensated.